Bring your own financing
Already approved with a bank or credit union? Bring your financing and drive away in the car you choose.
● Buy Here Pay Here · For rideshare drivers
Drive toward something you own.
Your car is part of how you make a living. Explore a path to ownership built around the way you work.
A clear next step. A real conversation. Your decision.
Let's start close to home.
Your work counts
Understand your payments
Find your fit
Get local guidance
See your next step
Three ways to buy
Pick the path that fits.
02No credit check
25% down, we finance
Put 25% down and we finance the rest in-house with weekly payments for up to 24 months.
Rent with option to buy
- Complete our rental verification to get started
- Build a payment history by renting with us for 10 weeks
- After the rental period: $500 off, $0 down, then weekly payments for up to 24 months plus $40/wk coverage
An opportunity to move forward
More than your next car.
Your next chapter.
You bring the ambition. Start with the information to make your next move with confidence.
A car for your work.
Compare vehicles with the space, mileage, and operating costs that matter to your driving day.
Built around your routine
A payment plan you understand.
Know what is due upfront, what payments look like, and the full cost of the agreement.
Clarity at every step
A clear path to ownership.
Understand the responsibilities and milestones between choosing a vehicle and paying it off.
Progress with a plan
How it works
One next step at a time.
01
Start where you drive.
Choose your city and tell us what you are looking for.
02
Explore your options.
Discuss available vehicles, requirements, and accepted income documentation.
03
Know the whole picture.
Review upfront costs, payments, and the full agreement before deciding.
04
Plan your next move.
Complete the required steps and confirm pickup with the team.
Vehicle guide
Find a fit for your
driving day.
Contact us for available cars
Our inventory changes daily. Tell us your city and what you're looking for and the team will send you what's on the lot right now, with weekly payments for Buy Here Pay Here and Rent with Option to Buy.
Understand the difference
Your route.
Your decision.
Start by understanding how each agreement works. Ask the team which options are available in your market.
| What to compare | Buy Here Pay Here | Rent with Option to Buy |
|---|---|---|
| Starting point | 25% down, financed in-house | Rent 10 weeks to build a payment history |
| Ownership | Review title and lender lien terms | Review when and how purchase occurs |
| Payments | Weekly payments for up to 24 months; ask for APR and total payments | $500 off the price, $0 down, then weekly payments for up to 24 months plus $40/wk coverage |
| Before you decide | Compare upfront costs, fees, insurance, repairs, and early-exit terms. | |
General comparison only. Actual agreements and local availability govern.
Think beyond the payment
A clearer picture
of your week.
A car payment is one part of the plan. Explore how a few working costs add up before choosing your next vehicle.
Planning illustration only. Not a price, financing offer, or estimate of your actual costs. Upfront costs, taxes, and fees are additional.
Illustrative weekly total$325
Four Texas markets. Your next move.
Start close to home.
Explore your market, then connect with the team to confirm ownership options and available vehicles.
Good questions. Straight answers.
Know before you go.
Clarity is part of the journey. Here is where to start.
How does Buy Here Pay Here work?+
We finance the car ourselves. You put 25% of the price down (or the vehicle's required down, if higher), drive it home, and make weekly payments for up to 24 months. The APR, tax and total of payments are shown before you sign.
Can I use my rideshare earnings to qualify?+
Yes. Your Uber and Lyft earnings count. Bring recent rideshare earnings statements so the team can review your weekly income.
What will I need upfront?+
Bring a valid driver's license and recent rideshare earnings statements. For Buy Here Pay Here, you'll need your 25% down payment. For Rent with Option to Buy, there's no down payment to start, but you'll complete our standard rental verification process — the same one every RideShare Carz renter goes through — before you pick up your car. Bringing your own financing? Bring your lender approval.
Will the car work for Uber or Lyft?+
Our vehicles are selected to meet Uber and Lyft platform requirements. The team confirms eligibility for your market before you decide.
How is Rent with Option to Buy different?+
You rent the car for 10 weeks at its weekly rental rate, building a payment history with us. After the rental period you can choose to buy it with a $500 credit toward the purchase price and no down payment, then make weekly payments for up to 24 months plus $40/wk vehicle coverage.
Are maintenance and insurance included?+
With Rent with Option to Buy, the $40/wk vehicle coverage during the purchase period means you only need liability insurance. With Buy Here Pay Here, insurance and maintenance are your responsibility. Ask the team what applies to your agreement.
Your work. Your possibilities.
Make your next move mean something.
Start with your city. Take it from there.